Let's Learn Savings

Stop Overpaying
for Electricity

Simple, no-cost changes you can make today to slash your electric bill — no electrician, no solar panels, no gimmicks.

Woman with locs throwing a boomerang over a neighbourhood with solar panels, dollar bills flying back
40%
avg. savings possible
$600
per year on avg.
8
proven tips
0
tools required

How It Works

Three simple steps from reading this page to a lower electric bill.

01

Audit Your Home

Walk through each room and identify your biggest energy users — HVAC, water heater, old appliances, phantom loads.

02

Pick Your Quick Wins

Start with zero-cost changes like unplugging devices and adjusting the thermostat. Then layer in cheap upgrades like LEDs.

03

Track Your Savings

Compare your next bill to last month's. Most people see results within 30 days — then build from there.

04

Go Further (Optional)

Insulation, smart thermostats, and Energy Star appliances can push your savings well beyond 40%.

8 Ways to Cut Your Bill — Starting Today

No upfront cost required. Free or near-free changes anyone can do.

🔌

Unplug Vampire Devices

TVs, chargers, and game consoles drain power even when off. Unplug them or use a smart power strip.

💰 Save $10–30/mo
💡

Switch to LED Bulbs

LEDs use 75% less energy than incandescent bulbs and last years longer. Replace high-use fixtures first.

💰 Save $8–20/mo
🌡️

Adjust Your Thermostat

Set it 7–10°F higher in summer (or lower in winter) when you're away or sleeping. A programmable thermostat pays for itself in weeks.

💰 Save $15–25/mo
🚿

Lower Water Heater Temp

Most water heaters are set to 140°F. Turning it down to 120°F is safer and cuts heating costs significantly.

💰 Save $6–12/mo
🪟

Seal Doors & Windows

Weather stripping and door sweeps cost under $20 and stop air leaks that force your AC/heater to work overtime.

💰 Save $10–20/mo
🌀

Use Ceiling Fans Correctly

In summer: counterclockwise. In winter: clockwise on low. This simple switch reduces heating and cooling loads.

💰 Save $5–10/mo
🧺

Wash Clothes in Cold Water

About 90% of washing machine energy goes to heating water. Cold wash works just as well for most loads.

💰 Save $5–8/mo
🌙

Run Appliances at Night

Many utility companies charge less for off-peak electricity. Running dishwashers and laundry after 9pm can cut those costs.

💰 Save $5–15/mo

How Much Could You Save?

Adjust the sliders to get a personalized estimate of your monthly savings.

Your Home

Current Monthly Bill $180
Home Size 1,500 sqft
Tips You'll Apply 4 tips

Your Estimated Savings

$54
estimated monthly savings
or $648 / year
Vampire device elimination–$18
LED lighting upgrade–$14
Thermostat & HVAC habits–$12
Water heating & appliances–$10

Your Personal Energy Audit

Check off what you've done and track how much you're saving.

Monthly savings so far
$0 / mo
0 of 8 completed

Unplug TVs & chargers when not in use

Easy first step — pulls the plug on phantom loads

$20/mo

Replace top 5 bulbs with LEDs

Focus on rooms where lights are on most

$14/mo

Set thermostat schedule

7°F cooler at night and while at work

$20/mo

Lower water heater to 120°F

Check the dial on the side of the tank

$9/mo

Add weather stripping to doors

$10 at any hardware store

$15/mo

Flip ceiling fans to summer mode

Counterclockwise blade direction

$7/mo

Switch to cold water washing

Works for 95% of laundry loads

$6/mo

Schedule appliances for off-peak hours

After 9pm in most utility zones

$10/mo

Frequently Asked Questions

Everything you need to know about cutting your energy bill.

No. Many of the biggest wins are completely free — adjusting thermostat schedules, unplugging devices, switching wash cycles to cold water, and running appliances off-peak cost nothing at all.
Most people notice a difference on their very next bill — usually within 30 days of making changes. The bigger the changes, the faster the results.
For most homes, heating and cooling accounts for about 50% of the electric bill. Adjusting your thermostat schedule and sealing air leaks typically delivers the largest single savings.
These are devices that draw electricity even when turned off or in standby mode — TVs, gaming consoles, cable boxes, phone chargers, and microwaves are common culprits. In the average home they account for 10–15% of total electricity use.
Solar can be a great long-term investment, but it requires upfront cost and installation. This site focuses on free and near-free changes first — most people can cut 20–40% off their bill before ever needing solar.
Estimates are based on U.S. Department of Energy guidelines and national averages. Actual savings vary by home size, climate, utility rates, and how consistently you apply each tip.

Utility Programs & Rebates

Most homeowners leave thousands of dollars in free upgrades and discounts unclaimed every year. Here's exactly what's available — and how to get it.

💡 Quick tip: You don't have to do everything at once. Start by calling your utility company and asking: "What rebates and assistance programs do you offer?" — most reps can run through your eligibility in under 10 minutes.

Inflation Reduction Act — Federal Tax Credits

The IRA (2022) created the largest clean energy investment in U.S. history. Homeowners can claim tax credits of up to 30% on qualifying upgrades like heat pumps, insulation, windows, and solar — through 2032. Low-income households may receive upfront rebates instead of credits, meaning you don't have to wait until tax season.

$14,000+
max per household in
rebates & credits
🏠 Low-Income Assistance Programs
🏛️

LIHEAP

The Low Income Home Energy Assistance Program is a federal program that helps qualifying households pay heating and cooling bills. Apply through your local Community Action Agency.

Up to $1,000 / year

CARE / FERA (California)

CARE offers a 20–35% discount on monthly electric and gas bills for income-qualifying households. FERA adds an 18% electric discount for households just above the CARE threshold.

20–35% bill discount
🔧

Weatherization Assistance Program

Federal and state weatherization programs send licensed contractors to your home at no cost. Qualifying households get free insulation, air sealing, and window upgrades — no repayment required.

Completely free
📋

Free Home Energy Audit

Most utilities offer free professional energy audits where a technician identifies air leaks, inefficient appliances, and priority upgrades. Often paired with on-the-spot weatherization fixes.

Free service
🚿 Tankless Water Heater Rebates
💧

Utility Rebates

Most utilities offer $100–$500 back when you replace a standard tank water heater with a qualifying tankless or heat pump water heater. Check your utility's website for the exact qualifying models.

$100–$500 rebate
🏦

Federal Tax Credit (25C)

Heat pump water heaters qualify for a 30% federal tax credit under the Energy Efficient Home Improvement Credit — up to $2,000 per year. Tankless gas heaters may also qualify.

30% tax credit
📅

On-Bill Financing

Many utilities offer zero- or low-interest financing for water heater upgrades, paid back through your monthly bill. Monthly savings often exceed the loan payment — net cost: $0 from day one.

0% financing available
💰

HEEHRA Low-Income Rebate

The High-Efficiency Electric Home Rebate Act provides upfront rebates of up to $1,750 for heat pump water heaters for low-to-moderate income households. No tax filing required.

Up to $1,750 upfront
❄️ Mini-Split & Heat Pump Rebates
🌡️

Utility Heat Pump Rebates

Utilities in most states offer $200–$1,500 per unit for qualifying ductless mini-split heat pump systems. Mini-splits are 2–4x more efficient than resistance heating and replace both AC and furnace.

$200–$1,500 / unit
🏠

HEEHRA Whole-Home Rebate

Low-to-moderate income households can receive upfront rebates of up to $8,000 for a central heat pump system — the largest single rebate available. Income limits vary by state.

Up to $8,000 upfront
📊

Federal 25C Tax Credit

Heat pumps qualify for a 30% federal tax credit up to $2,000 per year under the Inflation Reduction Act. Can be stacked with utility rebates in most states.

30% tax credit
🌿

State-Level Incentives

Many states layer additional rebates on top of federal programs. Massachusetts, New York, and California offer some of the most generous stacking opportunities — combined savings can exceed $10,000.

Varies by state
☀️ Smart Home & Solar Programs
🌡️

Free Smart Thermostats

Many utilities give Nest or Ecobee thermostats for $25–$50 after rebate — or even free. Some programs pay you $20–$100/season to let the utility make small temperature adjustments during peak demand.

Free or near-free
☀️

Solar Tax Credit (ITC)

The federal Investment Tax Credit covers 30% of the full cost of rooftop solar installation through 2032. On a $20,000 system, that's $6,000 back. Many states add additional credits on top.

30% of install cost
🔋

Battery Storage Rebates

Home battery systems (like Tesla Powerwall) qualify for the 30% federal ITC. Some utilities add rebates of $150–$400 per kWh of storage capacity, and pay you for demand response participation.

30% + utility rebates
🏘️

Community Solar

No roof? No problem. Community solar lets renters and homeowners subscribe to a shared solar array and receive credits directly on their bill — typically saving 10–15% on the subscribed portion.

10–15% bill savings

🔍 Find Programs In Your Area

Enter your zip code to search the DSIRE database — the most comprehensive source of state and utility incentives in the U.S.